Escrow built for West Africa

Pay with confidence.
Get paid with proof.

JollyPay holds the money safely until both sides are happy. Buy, sell and trade across borders — settled in Mobile Money, protected end to end.

Money that waits for trust

Every deal is protected by a neutral escrow that only releases when the terms are met.

Funds held in escrow

The buyer funds the deal up front; the money is held safely and only released once delivery is confirmed.

Milestones & inspection

Split larger deals into milestones, with an inspection window so buyers can reject before funds release.

Mobile Money settlement

Top up and cash out through the rails people actually use across Ghana and the region.

Disputes, resolved fairly

If something goes wrong, raise a dispute and an admin reviews the full history before deciding.

Verified vendors

Browse trusted sellers and businesses, with reputation and reviews from completed deals.

Bank-grade security

Email verification, two-factor authentication and biometric unlock keep accounts locked down.

How it works

Four steps from agreement to payout.

01

Agree the deal

Buyer and seller set the amount, terms and inspection window.

02

Buyer funds escrow

The money is held by JollyPay — not sent to the seller yet.

03

Seller delivers

Goods or services are delivered; the buyer inspects.

04

Funds release

On approval, the seller is paid. If not, the buyer is refunded.

Trade like the money's already safe.

Because it is. Download JollyPay and run your next deal through escrow.